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Alex Milshteyn, REALTORŪ, real estate agent and broker for Ann Arbor, Ypsilanti, Dexter Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

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Real Estate Tips
Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Real Estate Trivia
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What house is considered to be the first house with running water in America?

A 
John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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Alex Milshteyn, REALTORŪ, real estate agent and broker for Ann Arbor, Ypsilanti, Dexter, Michigan home listings, property and land for sale

Alex Milshteyn, GRI, ABR
Howard Hanna Real Estate Services

1898 W. Stadium Blvd.
Ann Arbor, MI 48103
Office: (734) 418-2400
Cell: (734) 417-3560
Cecile Rock, Assistant: (734) 222-0805
Fax: (734) 661-6393
E-mail: alex@alexmi.com
Cecile Rock, Assistant: cecile@alexmi.com

Experience is what really matters in the real estate industry. With my years of experience you can be assured that your real estate goals will be achieved. Real estate is my passion and it is a career that I love. I enjoy working with people and helping them achieve their goals. There is never a challenge that I would pass up in the real estate world.

My goal is not just to sell real estate, but to educate my clients so they can make their own best decisions. I work closely with them to ensure that all their expectations are being exceeded and that their transaction goes as smoothly as possible. My former clients have commented on how clearly and effectively I have been able to communicate. I always provide my clients with the best service.

My passion for real estate and your real estate goals can only equal success for you. I know that I will be able to help you with all your real estate needs. Please browse my website for more information about real estate and what I can do for you.

For all your real estate needs in Ann Arbor and Washtenaw County, call or e-mail me!

ABR Equal Housing GRI MLS REALTOR RELO


Edward Surovell Realtors real estate and homes for sale in Ann Arbor, Ypsilanti, Dexter Michigan

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